A Student Who Got Tired of Waiting to Learn This
My World was built by Eshan Ramji — a student at Mulgrave School in West Vancouver — because he couldn't find a single class that taught him how money actually works.
Eshan Ramji
Founder, Apex Holdings Academy
Student at Mulgrave School, West Vancouver
Student at Mulgrave School, West Vancouver
Founder, Apex Holdings Academy
Self-taught in Canadian personal finance
Built My World to teach what school skipped
Why a Student Built This
Eshan Ramji is a student at Mulgrave School in West Vancouver, BC. At 16, he realized something that bothered him deeply: school had taught him calculus, Shakespeare, and the periodic table — but nothing about how money actually works.
What is a TFSA? How do marginal tax rates work? What happens when you carry a credit card balance for a year? What's the difference between a mortgage and renting? These weren't optional questions — they were things he'd need to know in a few years, and nobody was teaching them.
Eshan spent months studying Canadian personal finance on his own: CRA publications, YouTube channels, personal finance books, and conversations with people working in finance. He became genuinely fascinated — and frustrated that this knowledge was hidden in plain sight.
He built Apex Holdings Academy and My World as a direct response to that frustration. The platform teaches everything school missed — using a simulation where students actually live the financial decisions, not just read about them in a textbook.
My World isn't built by a financial institution trying to sell products. It's built by a student who wanted to learn — and decided to make the resource he wished existed, for every other student who feels the same way.
“My teachers are brilliant. But none of them ever told me what a TFSA was, how taxes are calculated, or what compound interest does over 30 years. I had to learn it myself. So I built a way for everyone else to learn it faster.”
— Eshan Ramji, Founder & Student
39
Platform pages built
20
Career paths simulated
12
Financial lessons with quizzes
4
Canadian accounts taught
About Apex Holdings Academy
Canada's leading platform for practical financial education, founded by a student who realized the classroom was missing the most important subject.
Canadian First
Built specifically for Canadian families and schools — TFSA, RRSP, FHSA, RESP, CRA tax brackets, and CPP.
Simulation Over Theory
No textbook-only content. Every concept is experienced through the simulator — career, budget, trades, life challenges.
School-Grade
Curriculum-aligned for Ontario Grade 10 Business Studies and ADST in BC. Teacher dashboards with full reporting.
Our Mission
To give every Canadian student the financial education they deserve — practical, honest, and built around the real accounts and systems they'll use as adults. Built by a student, for students.